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Guides

How to read a property record, where San Francisco's own rules decide the answer, and what the records will not tell you. Written for whoever is holding the document — a buyer, a renter, an owner, an agent, an investor or developer, an underwriter placing cover or credit, or the board of an association that has just inherited somebody else's deferred maintenance.

9 guides for buying, including the ones written for everybody. Show all 20.

For anyone holding a report

How to read a report

Forty-two sections in the order they matter, what each comparison actually claims, and the three places the report is deliberately silent.

about 5 minutes · Aug 2026
For buyers

Buying a home in San Francisco

What the city's records answer before you write an offer — the retrofit obligation, the tax bill you will actually pay, and the work nobody permitted.

about 4 minutes · Aug 2026
For renters and buyers

Evictions, and what a notice actually means

The Ellis Act, an owner move-in, a nuisance notice — the city records the ground for every filing, and they do not mean the same thing at all.

about 3 minutes · Aug 2026
For buyers, owners and agents

Permits, and the work nobody filed

How to read a parcel's permit history, what an open permit costs the next owner, and why the useful signal is often what the record does not contain.

about 4 minutes · Aug 2026
For anyone holding a report

What this report will not tell you

The refusals are deliberate and worth knowing: no score, no person, no valuation — and the gaps in the records themselves.

about 3 minutes · Aug 2026
For anyone in San Francisco

Earthquakes, ground and hazard zones

Six different things people call “seismic risk”, what each one actually is in San Francisco, and the one this report cannot tell you.

about 4 minutes · Aug 2026
For everyone

Who to actually call in San Francisco

This report is a record. These are the people who decide — the Rent Board, DBI, the Assessor, and the organizations that help for free.

about 5 minutes · Aug 2026
Reference

The words San Francisco uses

3R, Costa-Hawkins, Maher, blklot, CFC, Tier 4. A reference for the terms that turn up in a report and nowhere else.

about 4 minutes · Aug 2026
For HOA boards and property managers

Condo boards, HOAs, and the work outstanding

Which buildings the Assessor classes as condominium, what the city has cited them for and never closed, and how an association finds the capital obligations it has inherited before they find it.

about 4 minutes · Aug 2026

Then read the record on an actual address

One San Francisco address, one report: the Assessor's file, permits and violations, zoning, hazards and the published earthquake maps, rent control, and ten years of the surrounding blocks — every count compared with the city, and none of it scored.

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