Scan the Block · for insurance

The hazard file, from the maps that decide the premium.

Six of the city's own hazard layers read at the address, FEMA's flood layer with the panel it came off, the USGS record of what has actually shaken nearby, and the police and 311 record on the block — one address, each exposure from the body that publishes it, none of them blended into a score.

The questions it answers

What fire hazard severity zone is this address in?
What has been reported to 311 on this block?
What is the construction type and year?
Fire severity, wildland interface, liquefaction, landslide and soil class.
What does the city record as standing on the parcel?
Can I use this to price a policy?

The sections that earn their keep

The underwriting extractEvery COPE-shaped fact the report holds — construction, occupancy, protection, exposure — as one flat CSV or JSON per address, beside every report, built to be keyed into a rating system rather than read.

FEMA flood zoneZone, SFHA standing, panel and effective date — the fields the application actually asks for.

Earthquake scenarios and historyModeled shaking beside the earthquakes that actually happened here, which is what a legend cannot say.

What was reported on the blockPolice incident reports, 311 service requests and parking citations within the radius, by year and category, each against what an average Oakland area of the same size records.

The ground under it, and the fire above itLiquefaction and landslide susceptibility, the state's fire hazard severity zone, the wildland urban interface, the NEHRP soil class and mapped serpentine — six of the city's own layers, read at the address. A layer that maps no zone here says so, and one that did not answer is marked unread rather than counted as clear.

What is standing on itThe city's own building footprints for the parcel: how many buildings, what kind, how many storeys, how much ground each covers, and the name it goes by. The county roll carries no year built, no floor area and no storey count, so this is that half of the record.

The EPA's compliance recordEvery site around the address the agency holds a record for, and how many are out of compliance today, formally acted against, or have paid a penalty — environmental exposure on the block, from the regulator rather than from a vendor's model.

Mapped wetlandsWhether the federal inventory maps a wetland where the address stands, counted apart from what is merely nearby and apart from open water, which is the bay and not a constraint on the parcel.

Every figure names its dataset and date, every report is receipted in an audit log, and nothing is blended into a score — documentation shaped to survive a market-conduct exam, not just to price a risk.

Nothing here needs a compliance read. The report contains no scores, grades or rankings — no safety rating, no school grade, no neighborhood letter. Those are the classic proxies for what the Fair Housing Act protects, and this product refuses them by design: you get counts, comparisons and sources. It names no person, and it is not a consumer report.

Written for you

How to read an Oakland reportWhat the city publishes, what the county publishes instead, and the one section every other city has that this one cannot.Why there are no permits in an Oakland reportThe city runs its permits through a portal that answers one typed address at a time and publishes no dataset. Where to look instead, and what the report gives you in place of it.What seven roll years show that one does notAlameda County publishes its secured roll one fiscal year at a time, back to 2019-20. Read together they are the staircase Proposition 13 builds, and the step where the building sold.How to see a price in a state that discloses noneCalifornia publishes no sale prices. Alameda County publishes the value its documentary transfer tax was computed on, which is the consideration on the deed.

See it on a real address

Run any Oakland address and the report reads that city's portal live, at the moment you ask. Plans start at $49 a month, billed monthly or annually, and re-reading a report you have run is always free.

See the plans Try an address

Also written for: buying a home · renting · owner or landlord · agent or broker · investor · developer or builder · lender or underwriter · hoa or property management · attorney or other professional · contractor or trade