Scan the Block · for lender or underwriter
The collateral's record, read before the appraisal is ordered.
An appraisal values the building; this report reads its record. Open permits that ride with the title, retrofit obligations with deadlines, flood standing on the map insurers actually use, and the assessment's Prop 13 anchor — the file a credit memo quotes, with every figure carrying its source and none of them an opinion.
The questions it answers
- What obligations transfer at close?
- Are there open permits on this building?
- Is the income rent controlled?
- Does San Francisco publish liens or defaults?
- Is there a retrofit deadline attached?
- Which flood zone is it in?
The sections that earn their keep
FEMA flood zoneThe lender's map, distinguished from the city's own storm layers — with the panel and its effective date.
Soft story and point of saleObligations that attach to the collateral and survive the transfer.
The building's permitsOpen permits are open liabilities; the report counts them rather than assuming completion.
Assessed value, anchoredHow long the assessment has been held down, which is the gap between the tax line today and the tax line after close.
What changed hands nearbyTransfer activity on the block from the roll, labeled as assessments, never as prices.
Nothing here needs a compliance read.
The report contains no scores, grades or rankings — no safety rating, no school grade, no
neighborhood letter. Those are the classic proxies for what the Fair Housing Act protects,
and this product refuses them by design: you get counts, comparisons and sources. It names
no person, and it is not a consumer report.
Written for you
Lending against a San Francisco buildingThe obligations that transfer with a parcel, the ones with a deadline attached, and why San Francisco publishes no lien, default or foreclosure record at all — which changes what due diligence has to cover.Investing and small developmentWhat is allowed on the parcel, what is approved next to it, and the three obligations that change an underwrite after close.Permits, and the work nobody filedHow to read a parcel's permit history, what an open permit costs the next owner, and why the useful signal is often what the record does not contain.What San Francisco files every dayThe kinds of filing San Francisco publishes against its buildings and storefronts, how far behind each one runs, and why a list built on the filing date misses most of what was filed.
See it on a real address
The front page runs on live output for 820 Post St — every number on it
is the report's own. Plans start at $49 a month, billed monthly or annually, and
re-reading a report you have run is always free.
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Also written for: buying a home · renting · owner or landlord · agent or broker · investor · developer or builder · insurance · hoa or property management · attorney or other professional · contractor or trade