Scan the Block · for lender or underwriter

The collateral's record, read before the appraisal is ordered.

An appraisal values the building; this report reads its record. Seven roll years and the sale that anchored them, what the parcels around it actually sold for, the fire hazard severity zone an insurer will ask about, and flood standing on the map lenders use — the file a credit memo quotes, with every figure carrying its source.

The questions it answers

What obligations transfer at close?
What has the county recorded selling on these streets?
Is the collateral in a very high fire hazard severity zone?
Does the county publish the assessed value across roll years?
What did it last change hands for, and when?
Which flood zone is it in?

The sections that earn their keep

FEMA flood zoneThe lender's map, distinguished from the city's own storm layers — with the panel and its effective date.

The ground under it, and the fire above itLiquefaction and landslide susceptibility, the state's fire hazard severity zone, the wildland urban interface, the NEHRP soil class and mapped serpentine — six of the city's own layers, read at the address. A layer that maps no zone here says so, and one that did not answer is marked unread rather than counted as clear.

The building's permitsOpen permits are open liabilities; the report counts them rather than assuming completion.

The building on the county rollAlameda County's assessed land, improvement and net value across seven fiscal years, the exemptions on it, and the date of the last recorded document. Under Proposition 13 the run is a staircase that breaks on a sale, and the report shows the break.

What changed hands nearbyThe priced transfers the county recorded on the parcels around it, with the middle price and the range. California discloses no sale price; the figure is the value the documentary transfer tax was computed on, and the window is closed at both ends because the county published a snapshot.

Nothing here needs a compliance read. The report contains no scores, grades or rankings — no safety rating, no school grade, no neighborhood letter. Those are the classic proxies for what the Fair Housing Act protects, and this product refuses them by design: you get counts, comparisons and sources. It names no person, and it is not a consumer report.

Written for you

Why there are no permits in an Oakland reportThe city runs its permits through a portal that answers one typed address at a time and publishes no dataset. Where to look instead, and what the report gives you in place of it.What seven roll years show that one does notAlameda County publishes its secured roll one fiscal year at a time, back to 2019-20. Read together they are the staircase Proposition 13 builds, and the step where the building sold.What Oakland files every dayEleven lists from two feeds, because two feeds is what this city publishes with a date and a place on it. What each is, and what none of them is.How to read an Oakland reportWhat the city publishes, what the county publishes instead, and the one section every other city has that this one cannot.

See it on a real address

Run any Oakland address and the report reads that city's portal live, at the moment you ask. Plans start at $49 a month, billed monthly or annually, and re-reading a report you have run is always free.

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Also written for: buying a home · renting · owner or landlord · agent or broker · investor · developer or builder · insurance · hoa or property management · attorney or other professional · contractor or trade