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SCANTHEBLOCK

Scan the Block · for insurance

The hazard file, from the maps that decide the premium.

The hazard file, from the maps that decide the premium. FEMA's flood layer with the panel it came off, the federal wetland inventory read at the lot, the earthquakes actually on record here, and the EPA's own compliance record for every regulated site nearby — each from the body that publishes it, and none of them blended into a score.

The questions it answers

The sections that earn their keep

The underwriting extractEvery COPE-shaped fact the report holds — construction, occupancy, protection, exposure — as one flat CSV or JSON per address, beside every report, built to be keyed into a rating system rather than read.
FEMA flood zoneZone, SFHA standing, panel and effective date — the fields the application actually asks for.
Earthquakes on recordWhat the USGS has actually recorded here. A short list in this city, and the shortness is the finding.
Fire safetyViolations at the parcel and the department's activity nearby, from the department's own record.
Electrical and plumbing permitsThe knob-and-tube question, answered from the record: every trade permit on the parcel, with dates — evidence of the rewire and the re-pipe, or the absence of either.
What both agencies have citedThe Department of Buildings on the structure and Housing Preservation and Development on the conditions inside, with each housing violation carrying the city's own grade.
Mapped wetlandsWhether the federal inventory maps a wetland where the lot stands, counted apart from what is merely nearby and apart from open water.
The EPA's compliance recordEvery site around the address the agency holds a record for, and how many are out of compliance today, formally acted against, or have paid a penalty — environmental exposure on the block, from the regulator rather than from a vendor's model.
Mapped wetlandsWhether the federal inventory maps a wetland where the address stands, counted apart from what is merely nearby and apart from open water, which is the bay and not a constraint on the parcel.

Every figure names its dataset and date, every report is receipted in an audit log, and nothing is blended into a score — documentation shaped to survive a market-conduct exam, not just to price a risk.

Nothing here needs a compliance read. The report contains no scores, grades or rankings — no safety rating, no school grade, no neighborhood letter. Those are the classic proxies for what the Fair Housing Act protects, and this product refuses them by design: you get counts, comparisons and sources. It names no person, and it is not a consumer report.

Written for you

How to read a New York reportFour agencies keep the record here and none of them keys it the same way. Which number comes from where, and why two of them are not supposed to agree.Why the borough is not optional350 Broadway is a real address in more than one borough, and they are different buildings. This is the one thing a New York lookup cannot guess.Assessed is not market, and here the gap is the pointNew York assesses most property at a fraction of what it would fetch and limits how fast that figure may climb. A $577m assessment is not an estimate of the price.Built against allowed: the floor area ratioThe single most useful number on a New York lot, and one no other city in this product publishes. The Empire State Building is at 308% of what its own zoning now allows.

See it on a real address

Run any New York City address and the report reads that city's portal live, at the moment you ask. Plans start at $49 a month, billed monthly or annually, and re-reading a report you have run is always free.

See the plans Try an address

Also written for: buying a home · renting · owner or landlord · agent or broker · investor · developer or builder · lender or underwriter · hoa or property management · attorney or other professional · contractor or trade