Scan the Block · for insurance

The hazard file, from the maps that decide the premium.

The hazard file, from the maps that decide the premium. FEMA's flood layer with its panel and effective date, and beside it Hamilton County's own modelling of the Ohio River at six flood stages in feet, which answers a different question and is never blended with the federal zone. Plus the EPA's compliance record for every regulated site on the block, the federal wetland map, and the code-enforcement cases the city holds open — each from the body that publishes it, none of them blended into a score.

The questions it answers

What has the fire department cited?
Are there open building violations?
What is the construction type and year?
Which hazard zones apply here?
Is there unpermitted work?
Can I use this to price a policy?

The sections that earn their keep

The underwriting extractEvery COPE-shaped fact the report holds — construction, occupancy, protection, exposure — as one flat CSV or JSON per address, beside every report, built to be keyed into a rating system rather than read.

FEMA flood zoneZone, SFHA standing, panel and effective date — the fields the application actually asks for.

Earthquake scenarios and historyModeled shaking beside the earthquakes that actually happened here, which is what a legend cannot say.

Fire safetyViolations at the parcel and the department's activity nearby, from the department's own record.

The Ohio River by flood stageThe county models the river at six stages in feet, so the answer is the stage at which water reaches the address rather than a yes or no. Separate from the federal zone, which is on its own line.

Trade permits on the parcelElectrical work is not filed separately here, but plumbing, HVAC, fire protection and elevator permits are, each with its date — evidence of the re-pipe and the system replacement, or the absence of either.

Buildings boarded up nearbyOrders the city issued to barricade a building, counted around the address — the nearest thing this city publishes to a systematic count of empty space, and a fact rather than an inference.

The EPA's compliance recordEvery regulated site around the address the agency holds a record for, and how many are out of compliance today, formally acted against, or have paid a penalty.

The EPA's compliance recordEvery site around the address the agency holds a record for, and how many are out of compliance today, formally acted against, or have paid a penalty — environmental exposure on the block, from the regulator rather than from a vendor's model.

Mapped wetlandsWhether the federal inventory maps a wetland where the address stands, counted apart from what is merely nearby and apart from open water, which is the bay and not a constraint on the parcel.

Every figure names its dataset and date, every report is receipted in an audit log, and nothing is blended into a score — documentation shaped to survive a market-conduct exam, not just to price a risk.

Nothing here needs a compliance read. The report contains no scores, grades or rankings — no safety rating, no school grade, no neighborhood letter. Those are the classic proxies for what the Fair Housing Act protects, and this product refuses them by design: you get counts, comparisons and sources. It names no person, and it is not a consumer report.

Written for you

How to read a Cincinnati reportWho keeps which record here, what the county's market value is and is not, and the one number this city publishes that most cities will not.The county's value, and the price it actually sold forHamilton County reappraises on a cycle rather than on sale, and Ohio discloses what a building sold for. Both facts change how you read the top of the report.What Cincinnati files, and under what nameThirteen filing types worth watching, including five trades this city records separately and one category that means a building has just been boarded up.Cincinnati's record, word by wordAuditor, market value, board of revision, barricading, STARS — what each means here, and which body writes it down.

See it on a real address

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