Scan the Block · for lender or underwriter
The collateral's record, read before the appraisal is ordered.
An appraisal values the building; this report reads its record. Open permits that ride with the title, whether the structure is condemned, what the city has cited and left open, whether a lead-safe certificate is in force and when it expires, and flood standing on the map insurers actually use — the file a credit memo quotes, with every figure carrying its source.
The questions it answers
- What obligations transfer at close?
- Are there open permits on this building?
- Is the collateral condemned, or cited and still open?
- Does the county publish liens or defaults?
- Is there a lead-safe certificate, and when does it expire?
- Which flood zone is it in?
The sections that earn their keep
FEMA flood zoneThe federal map a lender and an insurer use, with the panel it came off and its effective date. Cleveland publishes no storm or sea-level layer of its own, so this report carries the federal map and says so rather than implying more.
What Cleveland requires hereWhether the rental registration is current and for how many units, whether a lead-safe certificate is in force and when it expires, whether the city holds the structure condemned, and every point-of-sale Certificate of Disclosure filed against the parcel. No record is reported as no record, never as compliance.
The building's permitsOpen permits are open liabilities; the report counts them rather than assuming completion.
The building on the county rollCuyahoga County's certified value, its land use, floor area, lot size and the year the county records it as built. Where the value is abated the gross, the abated part and the taxable remainder are all shown — Cleveland abates widely, and the taxable figure alone makes a building look a third of its certified worth.
What this parcel last sold forThe county's recorded transfer date, and the price where one was recorded. A transfer with no price is shown as a date rather than a sale for nothing.
Nothing here needs a compliance read.
The report contains no scores, grades or rankings — no safety rating, no school grade, no
neighborhood letter. Those are the classic proxies for what the Fair Housing Act protects,
and this product refuses them by design: you get counts, comparisons and sources. It names
no person, and it is not a consumer report.
Written for you
What Cleveland files every dayEleven lists, one filing type each, in the order the city filed them. What each one is, how often it moves, and how far behind the city runs.How to read a Cleveland reportWhat the city publishes, what each comparison claims, and the three places a Cleveland report is quieter than a San Francisco one.What a Cleveland condemnation actually meansTwo thousand structures condemned since 2024, two thirds of them still open. What the notice says, what it does not, and why the garage counts separately.Cleveland's rental registration, and what a failure to register tells youEvery rental must be registered. Nine hundred were cited for not being, and four in five of those citations are still open.
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Also written for: buying a home · renting · owner or landlord · agent or broker · investor · developer or builder · insurance · hoa or property management · attorney or other professional · contractor or trade